these mobile phone payment security habits you need to know
Case: Bundled accounts are automatically charged every monthMs. Wu, who lives in Nanjing Drum Tower District, recently discovered that the credit card will be deducted 25 yuan per month, through the bank customer service verification found that this is a mobile phone on iTunes for automatic deductions, Ms. Wu immediately cancel the credit card and Apple account Binding, and telephone consultation with Apple. After receiving the follow-up verification will be the answer, the second month of Miss Wu found that his credit card is still unreasonably deducted 25 yuan. After verification, Ms. Wu this credit card tied to two Apple accounts, one is Ms. Wu normal use of the current account, the other is the monthly deduction of illegal accounts, the account was actually a registered Ms. Wu has been stolen Of the mailbox. Ms. Wu’s credit card is tied through the association of this illegal account, has not yet clear.Mobile phone to pay the top ten bad habits1, no phone screen saver password.2, skip the software directly through the phone browser shopping.3, the application exit is not complete: the application is still running in the background, from the back office can see.4, without discrimination rub free network: public WIFI often illegal elements transplant Trojans and phishing sites, easy to steal personal information.5, Bluetooth remains open: smart phones can spread the virus through Bluetooth, others can also view your phone through Bluetooth spyware, information, files, modify your password.6, out of the phone does not completely remove personal information.7, free to click the SMS link.8, see the two-dimensional code on the sweep: two-dimensional code may hide viruses, Trojans.9, download cottage software: download the best choice for large-scale application store to download, there is a low probability of a virus.10, store sensitive information: This information can be easily obtained by others.Mobile payment 6 big security guide1, to develop good mobile phone habits: set the phone power-on password, but try to avoid using the birthday, cell phone number to do the password; try to avoid the phone, bank cards, ID cards together;2, vigilance phishing sites and fishing software: as far as possible in the online shopping software shopping, pay for the browser when the net look for the prefix to “https” encrypted site.3, cancel the automatic login: login payment software, cancel the “remember the user name”, “10 days automatic login” and other settings; try to avoid “a code to take the world”, login password and payment password is best not the same.4, the use of intelligent protection: the installation of password security controls, the password for the second encryption; set security issues; apply for security certificates, the use of U-shield, mobile dynamic password security products.5, real-name authentication, set the spending limit: real-name payment tool will be certified, binding ID card to prevent the loss of malicious mobile phone password is recovered; close the small amount of free payment function, set the spending limit.6, binding mobile phone number and payment software separately.News a little moreLarge, suspicious transaction management of the new rules will be a third-party payment agencies into the first timeThird-party payment institutions will be formally included in the “financial institutions of large transactions and suspicious transaction reporting management approach” (hereinafter referred to as “approach”) the scope of the main responsibility.Reporters on November 8 from the Central Bank of anti-money laundering Bureau who learned that the new “approach” will soon be formally introduced, it is noteworthy that, compared with existing regulations, the new “approach” will be included in the scope of application of third-party payment institutions.
It is understood that “approach” is still in the comments version of the stage, but some of which has been exposed. In the standard reporting of large transactions, the amount of the starting point from the current single day or cumulative transaction 200,000 yuan down to 50,000 yuan. The person close to the central bank anti-money laundering Bureau, told reporters that this is just a comment version, the final how is not sure. However, there are financial institutions that reduce the standard starting point for reporting is necessary.